Fintech Explained: How Technology Is Transforming Financial Services

Fintech Explained is a comprehensive guide to the fintech landscape, covering customer focus, innovation, business models, and valuation of leading fintechs in various sectors. It profiles successes and failures of over thirty high-profile fintechs and is ideal for educating undergraduate and graduate students, executives, and interested professionals.

Format: Paperback / softback
Length: 396 pages
Publication date: 17 October 2023
Publisher: University of Toronto Press

Fintech Explained is a comprehensive and accessible guide to the world of fintech. Authored by Michael R. King, the book delves into the customer focus, innovation strategies, business models, and valuation of leading fintechs in various sectors, including cryptocurrencies and decentralized finance (DeFi), crowdfunding and online lending, robo-advice and digital wealth management, payments and insurtech, digital banking, and bigtech.

The book profiles the successes and failures of over thirty high-profile fintechs, drawing insights from founders, early-stage investors, financial incumbents, and other stakeholders in this dynamic ecosystem. By combining clear descriptions, case studies, and the latest findings from academic research, Fintech Explained offers a comprehensive course for educating undergraduate and graduate students, executives, and interested professionals.

In the realm of cryptocurrencies and DeFi, the book explores the customer focus, innovation strategies, and business models of fintechs that are revolutionizing the financial industry. It provides insights into the valuation of these startups and the challenges they face in a rapidly evolving market.

Crowdfunding and online lending are also covered in depth, with the book examining the customer acquisition, risk management, and regulatory considerations of these platforms. It sheds light on the successes and failures of various crowdfunding and online lending platforms and the impact they have on the financial landscape.

Robo-advice and digital wealth management are explored, highlighting the use of technology to provide personalized financial advice and manage investments. The book discusses the challenges and opportunities in this sector, including the need for regulatory oversight and the potential for disruption.

Payments and insurtech are also explored, with the book examining the use of technology to facilitate secure and efficient financial transactions. It discusses the challenges and opportunities in this sector, including the rise of mobile payments, the increasing use of digital currencies, and the need for insurance products that cater to the needs of the digital age.

Digital banking and bigtech are also covered, with the book examining the integration of fintech into traditional financial institutions and the impact of bigtech companies on the fintech industry. It discusses the challenges and opportunities in this sector, including the potential for collaboration and the need for regulatory oversight.

Overall, Fintech Explained is a valuable resource for anyone interested in understanding the rapidly evolving world of fintech. It provides a comprehensive and accessible introduction to the landscape of fintech, combining insights from industry experts and academic research to provide a comprehensive course for educating undergraduate and graduate students, executives, and interested professionals.

Weight: 726g
Dimension: 189 x 236 x 24 (mm)
ISBN-13: 9781487544096